Title

Product Overview

SURA is a group of specialist underwriting agencies with in-depth industry knowledge, trusted and respected staff and management. Our products are developed from the ground up to suit specialist needs, which affords us an intimate and invaluable understanding of industry-specific risk. Our broad policy wordings, specialist in-house, and external claims service make us industry leaders.

The SURA Product Overview is a high-level overview of each of our Agency’s appetite, benefits, and features. It also allows you to quickly identify if our Agencies’ products are right for you.

AGENCY

Construction

Contact Details

Blair Arnot

Director

Mobile    0487 111 195

Michael Holbrook

Director

Mobile   0477 014 495

Our Products

Combined material damage and public liability insurance contract available in 3 forms:

  1. Annually renewable policy (for builders doing several jobs a year)
  2. Single project policy (for  principals, complex projects, large contract values)
  3. Owner Builder (for people building their own home with an owner builder permit)

Benefits

  • Wide appetite for residential,
    commercial and civil works
  • Material Damage and Third Party
    Liability cover
  • Cover for Tools, Mobile Plant and
    Hired In Plant
  • Option to include Display Homes
  • Option to include Vacant Land Liability

Appetites

  • Residential and Commercial Building projects up to $80m
  • Civil Works projects up to $30m
  • Capacity to accommodate larger
    construction projects

Declines

Wet Civil Projects Contract works:

  • Over, above and around water
  • Airside
  • Within the railway corridor
  • Involved with oil and gas
AGENCY

Engineering

Contact Details

Blair Arnot

Director

Mobile    0487 111 195

Michael Holbrook

Director

Mobile   0477 014 495

Our Products

Commercial Equipment Breakdown Insurance (combined boiler, machinery, electronic equipment, perishable property and business interruption)

Benefits

  • Breakdown cover for all fixed equipment
  • Full BI cover including ICOW
  • No restriction on age or size of equipment
  • Wear and tear not excluded as a cause of loss
  • Includes water damage resulting from breakdown
  • Service Interruption cover, whether
    equipment is owned by the Insured
    or not
  • No Obsolescence clause
  • No Coinsurance clause

Appetites

All types of fixed plant and equipment risks:

  • Property owners
  • Hospitality
  • Light manufacturing

Declines

  • Live seafood
  • Mining
  • Grid power
AGENCY

Labour Hire

Contact Details

Ross Gilbert

National Manager

Mobile    0437 160 037

Susannah Kennedy

Underwriting Manager

Mobile   0467 543 701

Our Products

The product offering includes:

  • Public & Products Liability
  • Management Liability
  • Employment Practice Liability
  • Professional Indemnity
  • Commercial Legal Protection Insurance
    (CLPI)

Benefits

Specialist insurance agency dedicated
to serving the recruitment and labour
hire industry with a highly experienced
underwriting team

Appetites

  • Recruitment firms (both blue collar and white collar)
  • Labour hire (both blue collar and white collar) including but not limited to: mining; construction; factory workers; farms; hospitality; engineering; drivers and welding

Declines

On hiring of any:

  • Geotechnicians
  • Geotechnical Engineers
  • Building Surveyors/Certifiers
  • Medical Practitioners and/or Medical Specialists
  • Midwifes or Midwife Practitioners
  • Security services that include bouncers,
    crowd control etc
AGENCY

Liability

Contact Details

Ross Gilbert

National Manager

Mobile    0437 160 037

Elicia Portbury

Underwriting Manager

Mobile    0436 327 964

Our Products

Public and Products Liability

  • Limit of Liability up to $20m

Benefits

Our Underwriters have over 60 years
combined experience and have extensive
underwriting authority

Appetites

  • Contractors (high hazard facilities)
  • Crane operators (incl. tower cranes)
  • Diesel mechanics
  • Earthmoving (incl. heavy and/or civil works)
  • Heavy engineering risks
  • Linesmen high voltage
  • Manufacturer and/or importer of complex products
  • Playground mfg, installation and/or maintenance
  • Railway signalling contractors
  • Riggers
  • Scaffolders (no height restriction)
  • Welding contractors

Declines

Including but not limited to:

  • Amusement Parks, Sporting Clubs/Risks
  • Builders of commercial premises and/or dwellings
  • Frequency loss accounts
  • Hotels, Nightclubs, Brothels
  • Labour Hire Companies
  • Nursing Homes/Aged Care, Hospitals
  • Project Managers
  • Risks involving children
  • Security guards incl. bouncers, crowd control
  • Slip and fall risks e.g. shopping centres (owners/cleaners) supermarkets etc
AGENCY

Life Sciences

Contact Details

Estelle Smith

Managing Director

Mobile   0407 334 679

Our Products

Life Science Package Policy:

  • Public and Products Liability, Clinical Trials Liability, Professional Indemnity, Medical Professional Liability and Cyber (limited First and Third party)

Human Clinical Trials Policy:

  • Public & Clinical Trials Liability

Benefits

  • Industry specific wording for Life Sciences and sponsors of Human Clinical trials, integrated wordings for a one product, one market solution
  • Innovative coverages included as standard across all products, broad contractual liability and automatic waiver of subrogation provided as standard
  • 24/7 local, Australian based cyber response service
  • Flexible limit options, up to $20m capacity available on either primary or excess basis with minimum premiums of $1,000 plus charges

Appetites

  • Life Science Product & Service Providers
  • Human Clinical Trial Sponsors

Declines

  • Vaccines (Swine Flu)
  • Implants (Birth Control, Mesh Products or metal on metal)
  • Implants (Cosmetic use and Professional Sports)
  • Lasers (Cosmetic)
  • Medical Marijuana risks other than for Human Clinical Trials
  • Healthcare services/ service providers
  • Nicotine or e-cigarette products
AGENCY

Motor Dealers

Contact Details

Scott Woolley

National Manager

Mobile    0467 670 299

Our Products

  • ISR/Business interruption (premises, contents and vehicle stock exposure)
  • Occupational Liability (EPL, D&O, ML)
  • Broadform Liability
  • Commercial Motor Composite
  • Equipment Breakdown
  • Inland Transit
  • Tax Audit
  • Hail

Benefits

Over 25 years experience dedicated to the dealership industry

Appetites

Motor vehicle dealers, new/used car, truck/machinery, bikes, caravans

Declines

  • New ventures
  • Exotic, classic and prestige cars or grey imports
  • Operates from home with no commercial yard/premises
  • Motor trade accounts
  • Manufacturers, direct import of vehicles
  • Limits over $10 million assets or $1 million hail exposures
AGENCY

Professional Risks

Contact Details

Sally Underwood

Managing Director

Mobile    0418 129 984

Peter Button

National Underwriting Manager – Professional Lines

Mobile    0412 733 704

Our Products

  • Accountants and Financial Planners
    (dedicated policy wording)
  • Professional Consultants / Miscellaneous Professional Risks
  • Construction Professions

Benefits

Senior Underwriters with over
50 years + combined experience

Appetites

  • Agents (Advertising, Immigration,
    Real Estate, Shipping, Tax)
  • Agronomists, Architects, Auctioneers
  • Accountants, Bookkeepers and Financial Planners
  • Brokers / Agents (General Insurance, Life Insurance, Mortgage / Finance)
  • Consultants (Marketing, Public Relations, Quality Assurance, Training, Risk Management, Market Research)
  • Debt Collectors
  • Design & Construct risks
  • Drafting Services
  • Engineers and Interior Designers
  • Event Organisers incl. Funeral Directors
  • Graphic and Interior Designers
  • Loss Assessors/Adjusters
  • Occupational Health and Safety
  • Town Planners

Declines

  • Environmental, Pollution
    Surveyors / Designers and Auditors
  • Chemical, Nuclear, Petrochemical, Oil, Gas, Mining Engineers
  • Geotechnical Engineers
  • Independent Building
    Inspectors / Certifiers
  • Fire Engineers
  • Specialist Façade / cladding
    Architects / Engineers / construction Professionals
  • Accountants involved Tax effective
    Schemes without an ATO Product Ruling
  • Corporate advisory for large corporates,
    capital raisings, IPO related activities
  • Property valuations
AGENCY

Technology Risks

Contact Details

Paul Brown

Managing Director

Mobile    0438 729 886

Estelle Smith

Director & National Underwriting Manager

Mobile    0407 334 679

Our Products

Technology Package Policy:

  • Professional Indemnity, Cyber
    (First and Third Party) and Public
    and Products Liability

Cyber Insurance Policy:

  • First and Third Party Cyber
  • Primary and excess of loss
    capabilities

Benefits

Technology:

  • Industry specific wording for Technology industry, integrated wordings for a one product, one market solution
  • Innovative coverages included as standard across all products, broad contractual liability and automatic waiver of subrogation provided as standard

Cyber:

  • 24/7 local, Australian based cyber response service
  • Flexible limit options, up to $5m capacity available on either primary or excess basis with minimum premiums of $1,500 plus charges

Appetites

Technology products and service providers, including:

  • Defence Contractors
  • Medtech
  • Cyber Security Service Providers
  • Managed Service Providers
  • IT Recruiters

Cyber for technology users including:

  • Life Science & Biotech
  • Hotels / Restaurants
  • Financial Planners
  • Accountants
  • Media & Entertainment
  • Construction & Engineering
  • Wholesale & Retail Trades

Declines

Technology:

  • Blockchain / Cryptocurrencies
  • Data aggregators
  • Aviation parts / Auto parts
  • Gambling and adult entertainment
  • Mobile phone manufacturers
  • Stock exchange or online securities trading platforms
  • Social networking platforms

Cyber:

  • Deposit taking institutions
  • Fund managers
  • Law offices
  • Service stations
AGENCY

Cinesure Global

Contact Details

Joe Lo Surdo

Managing Director

Mobile    0414 733 843

Damian Kerin

Executive Director

Mobile    0447 635 142

Our Products

  • Annual Insurance
  • Cancellation & abandonment
  • Contract bonus
  • Equipment and office contents
  • Errors and Omissions Policy
  • Extra expense
  • Film Producers Indemnity (cast insurance)
  • Media
  • Media Liability
  • Media PI
  • Money
  • Negative Film Risks/Content
  • Non Appearance
  • Prize Indemnity
  • Props, sets and wardrobes
  • Public Liability
  • Transmission Failure

Benefits

  • Entertainment risk specialists
  • World wide cover

Appetites

Film, television and entertainment
related risks

Declines

All risks within the film and
entertainment industry
would be considered

AGENCY

Longitude

Contact Details

Our Products

  • Residential Strata
  • Commercial Strata

Benefits

  • Removal of Debris over and above BSI
  • Optional Market Value Cover
  • Market Leading Equipment Breakdown cover to the full value of the building (capped at $20m)
  • Office Bearers Liability optional benefits such as cover for Statutory Fines and Penalties

Appetites

  • Residential Strata up to $50m BSI
  • Commercial Strata up to $50m BSI
  • Mixed Use Strata up to $50m BSI

Declines

  • Industrial Strata
  • Brothels
  • Pubs/Clubs/Taverns >20% of overall floor space
  • Risks >50% unoccupied
  • Risks with a high proportion of cooking occupants (restaurants, take-away shops, cafés or other types of food outlets that use commercial cooking)
  • Strip clubs/Nightclubs
  • Tattooists
AGENCY

Rubix

Contact Details

Michael Milligan

Managing Director

Mobile   0418 285 075

Our Products

  • Residential & Mixed Use Strata Policy
  • Commercial & Industrial Strata Policy

Benefits

  • Comprehensive strata policies that meet legislative requirements
  • Underwriting team with over 50 years of specialist strata knowledge

Appetites

  • Industrial and hard to place residential, mixed use and commercial strata properties.

Declines

  • Paper & Cardboard Recycling
  • Gun Shops, Dealers, or Manufacturers
  • Plastic/Rubber Recycling or Granulators
  • Recycling of Clothes
  • Scrap Metal Processors
  • Vehicle Breakers
  • Tobacconists (street frontage)
  • Vape Retailing (street frontage)
  • Shisha Cafes (street frontage)
  • Tattoo Parlours (street frontage)
  • Boarding Houses & Backpackers
  • Piers
  • Above the 26th
  • Flood Cover
AGENCY

Strata Unit Underwriters

Contact Details

Phone    1300 668 066

Our Products

  • Residential Strata
  • Commercial Strata

Benefits

  • Automatic 15% Catastrophe cover (Residential only)
  • Automatic 15% Loss of Rent cover
  • Flood cover provided to full sum insured
  • No time limit on loss of rent/temporary accommodation

Appetites

  • Residential Strata up to $200m
  • Commercial Strata up to $100m

Declines

  • Heavy Industrial
  • Brothels/Massage services
  • Pubs/Clubs/Taverns/Bars
  • Nightclubs
  • Tattooists
  • Tyre retailers
  • Hostels/Backpacker accommodation
  • Tobacconists

Contact Us

Brett Jackson

National Sales Manager

Mobile    0407 070 766

Selina Lezes

Marketing Manager

Mobile    0413 302 131

ANY QUESTIONS?

Contact our specialists today

02 9930 9500